December Half Month Pulse Check: All set to break the bank

Photo courtsey: Mysza831


The bad news - We're spending a lot this month. In fact, at the time of writing this post, we have already spent the equivalent of our monthly budget.
The good news - The expenses were expected, planned for and didn't slow us down on our saving goals.

So yes, December has been an expensive month around here. The biggest expenses had been the gifts for friends and family and some of the preparations for the trip we're going to take during the Christmas break. It also helped that we had been planning this trip since September, so some of the costs were spread over the earlier months. It also helped us find the best deals for the gifts that our family members had asked for. Now that we have purchased the gifts and some other stuff for ourselves that we'll need while traveling, I hope that second half is not as expensive.

Other than the gifts, rest of the expenses have been fairly routine. In fact, in rest of the categories we actually spent lesser than usual.

Novemeber Half Month Pulse Check: So far so good

I'd been expecting some big expenses this November. We had to get our car serviced and its AC repaired. We had to make some big ticket purchases ( for our home as well as gifts). Since we held off making those purchases until Black Friday and BEB didn't get a chance to research a good mechanic for our car, we haven't incurred any extra expenses yet. But I know that they are on the horizon and we'll be getting those things immediately after Thanksgiving. So November has been ok so far but I am estimating that it will turn out to be expensive than other months finally. We'll see.
Other than finances, there are a couple of changes that I have made this month, which I'm hoping will bring some zest into our life.

• Instead of gunning for exercising everyday, now I try to exercise 6 days a week. The rest day can be any one of the days when I'm really hassled or we have something extra to do, or when I just don't feel up to it. After doing it for 2 weeks now, I find that it is much better for my sanity and now that I've officially included in the plan, I don't feel guilty about it. Really, everyday is too big a commitment.
• I'm also trying to actively increase my stamina while exercising, this would help me to burn the same amount of calories in 6 days as I used to do in 7 days.
• To bring back a little fun in the food, I have decided to allow myself to go a little liberal with oil and butter. Not that I'll be serving fries everyday, but once a week we can have something with a little butter on it or the vegetables that I cook can be seasoned in a little more oil to cook them well. I found that it greatly enhanced the taste of food and both of us look forward to our meals again. It had become too drab earlier, when we had tried to drastically cut-back on oil and spices.
• In the same vein, I have decided to let go of our regular food of chapati and vegetables on weekend and replace it with some fun food. Mostly it is whatever we feel like eating, although I consciously try to control the amount of fats that go into that. I am also actively looking for long forgotten recipes, or easy to try dishes to add more variety to weekend meals.

Really, a few simple changes can make life so much better. Here's to the healthful as well as tasty November.

A good problem to have!!!

Recently, I ran into this puzzling issue. BEB is big on drinking water. He drinks water before he sleeps, after getting up, Before tea, after tea, while heading out, as soon as he comes back...and every 10 minutes in between.

Wow! you would say...I wish I could have this habit! so do I. Drinking plenty of water is good for health and I'm also consciously trying to cultivate that habit myself. So often, while I'm franatically fixing dinner for us, I get this "Honey! could you get me a glass of water". Now getting that glass of water would mean, leaving whatever I'm doing, washing my hands, drying them, finding a glass, filling it and handing it over to dear husband. It looks like a small thing, but when I'm already in a hurry, it used to become an annoyance.

So I had a nice problem to have, but a problem nonetheless.

I would have continued with this state of affairs if I hadn't come across this deal. A pitcher and 4 glasses for $8 at Macys. Suddenly the pieces of the puzzle fell in place. Now every morning I fill the pitcher and keep it in the living room. Whenever I get a chance I refill it, while BEB drinks to his heart's content. Having a pitcher in the room even encourages me to drink more water. Isn't it an elegant solution to a nice problem!