Looking Good

This can be attributed as a good start for the month of June. We have finally sat down and made a monthly budget for ourselves, make that budgets. When we chalked out our first budget on the basis of our last year's spendings and projected expenses, BEB wasn't very happy with it. His argument was that if we plan for some extra expenses in our budget, we'll actually end up spending it. My argument was that if we plan for just the exact amount that we spend every month there will be no room to accommodate changes, and we'll end up dipping into the money that is allocated for various savings and investment options. Since both the arguments felt right, we resorted to making 2 budgets, the realistic budget and the targeted budget. BEB also came up with several creative ideas on how to lower our spending in some areas. The big surprise for me was that BEB got really excited about this whole budget thing and was ready to adjust the spendings to get to the targeted budget. One good thing that we came to know was that the budget turned out to be quite close to what we thought we were spending. Maintaining a detailed account of every expense does have some benefits apparently. Now, I can't wait to see how well we do with our targeted budget this month.

April: Goals

Although the title looks ominous, I thought writing down the things I want to achieve this month would give me some perspective and focus. It will also help me put all those things floating in my head undergo a feasibility test. ( Does this line make any sense at all?) So without much ado, here it goes:

Evil first - All things on the buy list:

-GPS
-Bed with Storage drawers (Ok BEB, we have discussed this earlier, The BED is going to HAVE drawers. period.)
-Sewing Machine

To Do list - Some of these I have been putting off like forever

-Send the required papers to lawyers
-Organize the Bookshelf
-Plow the small area in the yard that I have earmarked for gardening, grow some plants
-Henna - my hair is badly in need of some pampering
-Change the address on my Insurance policy - I have been putting this one off for an year - Can't believe it!
-Plan at least 1 trip - May be San Diego

Thats all I can think of right now. See just writing it down made it look so simple.
I'll follow this one up with another post in May first week. Till then I have got some work to do...and..other posts to write about.

PS: Btw, Any suggestions on the sewing machine, I'm sure there are many fantastic artsists here who love to sew. Which is your best pal when it comes to sewing. Please share.